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Hutchinson County Appraisal District

Hutchinson County Appraisal District

Protest deadline: May 15, 2026

Contact Information

Appraisal District

Hutchinson County Appraisal District

Physical Address

920 Illinois Ave., Borger, TX 79007-6112

Fax

806-273-3400

Email / Contact

hcad@hutchinsoncad.com

Google Rating
5.0· 2 reviews
Office Hours
  • Monday8:00 AM – 5:00 PM
  • Tuesday8:00 AM – 5:00 PM
  • Wednesday8:00 AM – 5:00 PM
  • Thursday8:00 AM – 5:00 PM
  • Friday8:00 AM – 5:00 PM
  • SaturdayClosed
  • SundayClosed
Chief Appraiser

John Gillman

Available Exemptions

General Residence Homestead

50-114

$140,000/ 20% of value

School district: $140,000 off appraised value (Prop 13, Nov 2025). County/city: up to 20% of appraised value (minimum $5,000). Must be primary residence as of January 1. File by April 30.

Download Application Form ↗

Over-65 / Disabled Person

50-114

$200,000

Additional $60,000 school district exemption on top of the $140,000 general homestead (Prop 11, Nov 2025). Combined school exemption: $200,000. Tax ceiling freeze: school taxes frozen at the amount due the year you qualify. County/city may offer optional additional exemptions of at least $3,000.

Download Application Form ↗

Disabled Veteran (10-100%)

50-135

$5,000

Tiered by VA disability rating: 10-29% = $5,000, 30-49% = $7,500, 50-69% = $10,000, 70-99% = $12,000, 100% = total exemption on homestead. Amount shown is the minimum (10-29%) tier. Veterans 65+ with 10%+ rating qualify for $12,000.

Download Application Form ↗

Surviving Spouse of Disabled Veteran

50-135

Carries forward the deceased veteran's exemption amount. Surviving spouse of a 100% disabled veteran receives total exemption on homestead. Must not have remarried. Applies to the homestead the couple shared.

Download Application Form ↗

Agricultural / Open Space (1-d-1)

50-129

Land appraised at agricultural productivity value instead of market value, typically 90-95% reduction. Must have agricultural use for 5 of the last 7 years. Rollback tax applies (5 years of tax difference plus 7% interest) if agricultural use ceases. File by April 30.

Download Application Form ↗

How to Protest Your Property Taxes in Hutchinson County, Texas

Hutchinson County property owners who believe their appraised value is inaccurate or unfair have the right to formally protest that value through the Hutchinson County Appraisal District. Understanding the process before the deadline is the most important step you can take to protect your tax bill.

Know Your Deadline

The protest deadline in Hutchinson County is May 15, or 30 days after the date your appraisal notice is mailed — whichever is later. If you miss this window, you generally forfeit your right to challenge that year's value. Watch for your notice of appraised value in the mail and act quickly once it arrives.

How to File a Protest

Protests must be filed directly with the Hutchinson County Appraisal District. At this time, there is no online filing portal available for Hutchinson County, so property owners should contact the CAD by phone or in writing to initiate the process. You can reach the district at 806-274-2294 or visit their website at http://www.hutchinsoncad.org for additional guidance. The CAD is led by Chief Appraiser John Gillman, and staff can walk you through the required forms and submission procedures.

Grounds for Protest

The most common basis for a protest is that the appraised value exceeds the property's actual market value. You can also protest on the grounds of unequal appraisal — meaning your property is assessed at a higher level than comparable properties in the county. Both arguments can be raised in the same protest filing.

Preparing Your Case

Before your Appraisal Review Board (ARB) hearing, gather evidence that supports a lower value. Useful documentation includes recent sales of comparable properties in your area, a recent independent appraisal, photographs documenting condition issues, repair estimates, or any factual errors in the appraisal district's property records. The more specific and documented your evidence, the stronger your case.

The ARB Hearing

Once your protest is filed, you will receive a scheduled hearing before the Appraisal Review Board, an independent panel separate from the appraisal district. You will present your evidence, the district will present theirs, and the board will issue a determination. If you disagree with the outcome, further appeal options are available under Texas law.

Hutchinson County, Texas Property Tax FAQ

1. What is the protest deadline for Hutchinson County property owners?

The deadline to file a property tax protest with the Hutchinson County Appraisal District is May 15, or 30 days after your appraisal notice is mailed — whichever date falls later. Texas law ties the deadline to the date printed on your notice, so it is critical to review that document carefully when it arrives. Missing the deadline eliminates your ability to challenge that year's assessed value through the standard protest process.

2. How do I file a protest in Hutchinson County if there is no online portal?

Because Hutchinson County does not currently offer an online filing portal, property owners must contact the Hutchinson County Appraisal District directly to obtain and submit protest forms. You can call the district at 806-274-2294 or visit http://www.hutchinsoncad.org for information on procedures. Written protest notices submitted by mail or in person are accepted, and the CAD staff can confirm the correct form and mailing address.

3. What homestead exemption is available in Hutchinson County?

Hutchinson County offers a General Residence Homestead exemption of $140,000 or 20% — whichever is greater — applied against the appraised value of your primary residence. This reduces the taxable value on which your property taxes are calculated. To qualify, the property must be your principal residence as of January 1 of the tax year. Homeowners who are 65 or older, or who qualify as disabled persons, are eligible for an additional exemption of $200,000 on top of the general homestead benefit.

4. Are there exemptions available for veterans in Hutchinson County?

Yes. Disabled veterans with a service-connected disability rating between 10% and 100% may qualify for a $5,000 exemption on their property's appraised value in Hutchinson County. The amount of the exemption can increase with higher disability ratings under the Texas property tax code's tiered veteran exemption schedule. Veterans should contact the Hutchinson County Appraisal District at 806-274-2294 to confirm eligibility requirements and submit the necessary documentation.

Tips for Filing Your Hutchinson County, Texas Property Tax Protest

Filing a successful property tax protest in Hutchinson County requires preparation and attention to timing. Because there is no online portal available, every step of the process runs through direct contact with the Hutchinson County Appraisal District. Here is how to approach it effectively.

Start with a phone call. Contact the CAD at 806-274-2294 as soon as you receive your appraisal notice. Staff can confirm the correct protest form, submission method, and your specific deadline based on your notice date. Do not assume May 15 is your deadline without verifying — your 30-day window from the notice date may differ.

Document everything in writing. Since filing is done by mail or in person rather than through a digital portal, keep copies of all correspondence and get confirmation that your protest was received. A protest that cannot be verified as timely filed will not be heard.

Build a focused evidence package. Identify two or three comparable properties in Hutchinson County that sold recently at values lower than your assessed value. Pull those records from public sources or the CAD's own data at http://www.hutchinsoncad.org. If your property has physical issues — foundation problems, roof damage, deferred maintenance — document them with photographs and written estimates.

Check your exemptions before you protest. If you have not yet applied for the General Residence Homestead exemption ($140,000 or 20%) or the Over-65/Disabled Person exemption ($200,000), doing so may reduce your tax burden without requiring a formal hearing. Confirm your current exemption status with the CAD when you call.

Be concise at your hearing. ARB members review many cases. Present your evidence clearly, state your requested value, and explain briefly why the data supports it. Avoid generalities and focus on specific, verifiable comparisons.

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