Kerr County Appraisal District

If you believe the Kerr County Appraisal District has overvalued your property, you have the legal right to protest that value — and doing so can directly reduce your tax bill. Understanding the process before the deadline is critical.

Know Your Deadline

The protest deadline in Kerr County is May 15, or 30 days after the date printed on your Notice of Appraised Value — whichever is later. Missing this deadline eliminates your right to protest for that tax year, so act as soon as you receive your notice.

File a Notice of Protest

To initiate a protest, you must file a Notice of Protest (Form 50-132) with the Kerr County Appraisal District. As of the current data available, online filing is not offered through the CAD's portal, so property owners should contact the district directly to obtain and submit the required forms. You can reach the Kerr County Appraisal District by phone at 830-895-5223 or visit their website at http://www.kerrcad.org/ for current instructions and downloadable forms.

Build Your Case

Once your protest is filed, you'll be scheduled for an informal hearing with an appraiser, followed by a formal hearing before the Appraisal Review Board (ARB) if needed. Come prepared with evidence that supports a lower value — this includes recent sales of comparable properties in your neighborhood, an independent appraisal, photographs documenting condition issues, or documentation of any errors in the CAD's property records (incorrect square footage, lot size, or features).

The ARB Hearing

At the ARB hearing, you'll present your evidence to a panel of independent citizens. The burden is on you to demonstrate that the appraised value is incorrect, so organized and specific evidence carries more weight than general objections. The ARB will issue a written order following the hearing.

If You Disagree with the ARB Decision

If the ARB ruling doesn't resolve the dispute to your satisfaction, you may pursue further appeal through binding arbitration, the State Office of Administrative Hearings, or district court, depending on the property type and value.

Chief Appraiser Sharon Constantinides oversees the Kerr County Appraisal District. For procedural questions or to confirm current filing requirements, contact the office at 830-895-5223.

1. What is the protest deadline for Kerr County property taxes?

The deadline to file a protest with the Kerr County Appraisal District is May 15, or 30 days after the date on your Notice of Appraised Value, whichever falls later. If May 15 passes before you receive your notice, the 30-day window from the notice date applies. Do not wait — late filings are generally not accepted, and you would lose the right to challenge your value for that year.

2. How do I file a property tax protest in Kerr County?

Because the Kerr County Appraisal District does not currently offer an online filing portal, property owners need to submit a written Notice of Protest directly with the CAD. Contact the office at 830-895-5223 or check http://www.kerrcad.org/ for the most current instructions on how to submit your protest form. Filing by certified mail is a reliable option that creates a documented record of your submission date.

3. What homestead exemption is available in Kerr County?

Kerr County offers a General Residence Homestead exemption of $140,000 or 20% — whichever is greater — applied against your property's assessed value. Additionally, homeowners who are 65 or older, or who qualify as disabled persons, are eligible for an additional $200,000 exemption. These exemptions can meaningfully reduce the taxable value of your home, so if you haven't applied and believe you qualify, contact the Kerr County Appraisal District to file the appropriate exemption application.

4. Are there property tax benefits available for disabled veterans in Kerr County?

Yes. Disabled veterans with a service-connected disability rating between 10% and 100% may qualify for an exemption of $5,000 off the assessed value of their property in Kerr County. The specific amount of the exemption scales with the disability rating under Texas law. Veterans should provide documentation of their VA disability rating when applying. Contact the Kerr County Appraisal District at 830-895-5223 to obtain the required application forms and confirm current eligibility requirements.

Filing a property tax protest in Kerr County requires preparation and attention to detail. These practical steps will help you approach the process with confidence.

Act immediately when your notice arrives. The protest window opens the moment your Notice of Appraised Value is mailed. Whether your deadline is May 15 or 30 days from the notice date, do not set the paperwork aside. Mark the deadline on your calendar the same day.

Contact the CAD early. Since Kerr County does not offer an online filing portal, you'll need to work directly with the Kerr County Appraisal District to obtain and submit your protest form. Call 830-895-5223 or visit http://www.kerrcad.org/ to confirm the current submission process. Offices can get busy as the deadline approaches, so reaching out early gives you time to ask questions and gather any forms you need.

Verify your property record first. Before building your case around comparable sales, pull up your property's appraisal record on the CAD website. Errors in recorded square footage, bedroom count, lot size, or property class are common and can be corrected with documentation — sometimes resolving the issue before a formal hearing.

Gather comparable sales data. Research recent sales of similar homes in your immediate area. Properties that sold below your appraised value within the past 12 months are your strongest evidence. Focus on homes with similar size, age, condition, and location.

Keep a paper trail. If you submit your protest by mail, use certified mail with return receipt. Keep copies of everything you submit and note the date of any phone conversations with CAD staff, including the name of the person you spoke with.

Prepare a clear, concise presentation. ARB members review many cases. Organized evidence — a one-page summary with supporting documents attached — is more persuasive than a large, unsorted stack of papers. Let the data make your argument.