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Cottle County Appraisal District

Cottle County Appraisal District

Protest deadline: May 15, 2026

Contact Information

Appraisal District

Cottle County Appraisal District

Physical Address

815 9th St., Room 104, Paducah, TX 79248-0587

Mailing Address

P.O. Box 459, Paducah, TX 79248-0459

Fax

806-492-3107

Email / Contact

kbox@cottlecad.org

Office Hours
  • Monday9:00 AM – 5:00 PM
  • Tuesday9:00 AM – 5:00 PM
  • Wednesday9:00 AM – 5:00 PM
  • Thursday9:00 AM – 5:00 PM
  • FridayClosed
  • SaturdayClosed
  • SundayClosed
Chief Appraiser

Kayla Box

Available Exemptions

General Residence Homestead

50-114

$140,000/ 20% of value

School district: $140,000 off appraised value (Prop 13, Nov 2025). County/city: up to 20% of appraised value (minimum $5,000). Must be primary residence as of January 1. File by April 30.

Download Application Form ↗

Over-65 / Disabled Person

50-114

$200,000

Additional $60,000 school district exemption on top of the $140,000 general homestead (Prop 11, Nov 2025). Combined school exemption: $200,000. Tax ceiling freeze: school taxes frozen at the amount due the year you qualify. County/city may offer optional additional exemptions of at least $3,000.

Download Application Form ↗

Disabled Veteran (10-100%)

50-135

$5,000

Tiered by VA disability rating: 10-29% = $5,000, 30-49% = $7,500, 50-69% = $10,000, 70-99% = $12,000, 100% = total exemption on homestead. Amount shown is the minimum (10-29%) tier. Veterans 65+ with 10%+ rating qualify for $12,000.

Download Application Form ↗

Surviving Spouse of Disabled Veteran

50-135

Carries forward the deceased veteran's exemption amount. Surviving spouse of a 100% disabled veteran receives total exemption on homestead. Must not have remarried. Applies to the homestead the couple shared.

Download Application Form ↗

Agricultural / Open Space (1-d-1)

50-129

Land appraised at agricultural productivity value instead of market value, typically 90-95% reduction. Must have agricultural use for 5 of the last 7 years. Rollback tax applies (5 years of tax difference plus 7% interest) if agricultural use ceases. File by April 30.

Download Application Form ↗

How to Protest Your Property Taxes in Cottle County, Texas

If you believe the Cottle County Appraisal District has overvalued your property, you have the legal right to protest that value before the Appraisal Review Board (ARB). Understanding the process and acting promptly gives you the best chance of a successful outcome.

Know Your Deadline

The protest deadline in Cottle County is May 15 or 30 days after your notice of appraised value is mailed, whichever is later. Missing this deadline forfeits your right to protest for that tax year, so track your mail carefully in the spring.

File a Notice of Protest

To initiate a protest, you must file a Notice of Protest (Form 50-132) with the Cottle County Appraisal District. Since no online filing portal is currently available for Cottle County, you will need to submit your protest by mail or in person. Contact the appraisal district directly at 806-492-3345 or visit their website at http://www.cottlecad.org/ to confirm current submission procedures and obtain the necessary forms.

Gather Your Evidence

Before your ARB hearing, build a factual case. Useful evidence includes recent sales of comparable properties in the area, an independent appraisal, photographs documenting damage or condition issues, and any errors in the appraisal district's property records — such as incorrect square footage or lot size. The ARB weighs evidence, so specifics matter far more than general objections.

Attend Your Hearing

Once your protest is filed, the ARB will schedule a hearing. You will present your evidence, the appraisal district will present theirs, and the board will render a determination. In a small county like Cottle, hearings tend to be straightforward and less formal than in larger jurisdictions, but you should still arrive prepared and organized.

After the Hearing

If the ARB's decision does not resolve your concern, you may pursue further appeal through binding arbitration or district court, depending on the property type and value. Chief Appraiser Kayla Box and her staff can answer procedural questions before and after your hearing. Reach the office at 806-492-3345.

Cottle County, Texas Property Tax FAQ

1. What is the protest deadline for Cottle County property taxes?

The deadline to file a property tax protest with the Cottle County Appraisal District is May 15, or 30 days after the date your notice of appraised value is mailed — whichever date falls later. If you do not receive a notice but believe your value has changed, you may still have the right to protest. Contact the appraisal district at 806-492-3345 to verify your status before the deadline passes.

2. How do I file a protest in Cottle County?

Cottle County does not currently offer an online protest filing portal. You will need to file your Notice of Protest (Form 50-132) by mail or by delivering it in person to the Cottle County Appraisal District. Visit http://www.cottlecad.org/ for current office information and to download required forms, or call 806-492-3345 to speak with staff directly about submission procedures.

3. What homestead exemption is available in Cottle County?

Cottle County offers a General Residence Homestead exemption of $140,000 or 20% of the appraised value, whichever is greater, applied against your school district taxes. Homeowners who are 65 or older or who qualify as disabled persons are eligible for an additional $200,000 exemption. Disabled veterans with a service-connected disability rating between 10% and 100% may qualify for a $5,000 exemption. To apply, submit the appropriate exemption application to the Cottle County Appraisal District.

4. What should I know about agricultural land valuation in Cottle County?

Agriculture is a significant part of Cottle County's economy, and qualifying land may be eligible for productivity valuation under the 1-d-1 open-space appraisal method. Under this approach, land is appraised based on its productive agricultural capacity rather than its market value, which can result in substantially lower taxable values. Eligibility requirements relate to the land's primary use and history of agricultural activity. Contact the Cottle County Appraisal District at 806-492-3345 to learn whether your property qualifies and to obtain the appropriate application forms.

Tips for Filing Your Cottle County, Texas Property Tax Protest

Filing a well-prepared protest with the Cottle County Appraisal District improves your odds of a favorable result. Here are practical steps to guide you through the process.

Act as soon as you receive your notice. The protest window is May 15 or 30 days from the mailing date of your appraisal notice. In a county with a small staff, getting your paperwork in early reduces the risk of last-minute complications.

Request your property records. Before your hearing, ask the appraisal district for the property record card used to determine your value. Errors in square footage, bedroom count, lot size, or construction quality are not uncommon and can be grounds for a reduction. Call 806-492-3345 or check http://www.cottlecad.org/ to find out how to request this information.

Compile comparable sales data. Identify recent sales of similar properties in Cottle County. Because the local real estate market is limited in volume, you may need to look at a broader geographic range or older sales, but any credible market data strengthens your case.

Document your property's condition. Photographs of deferred maintenance, structural issues, or other factors that reduce value are straightforward and persuasive. Date-stamp your photos and bring printed copies to your hearing.

Submit your protest in writing. Since no online portal is available, mail or hand-deliver your completed Notice of Protest (Form 50-132) to the Cottle County Appraisal District. Keep a copy for your records and, if mailing, use a method that provides delivery confirmation.

Communicate directly with the appraisal district. Chief Appraiser Kayla Box and her staff are accessible at 806-492-3345. In smaller counties, informal discussions before a formal hearing sometimes resolve discrepancies without the need for a full ARB proceeding. It is always worth a direct conversation.

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